Quote from blackdog9 hours ago, blackdog said: I mean, I understand the making you valute your digital possessions hence making you feel more into the game… but this is ridiculous to me.
And that's OK!
Star Citizen is its own kind of beast entirely. CR wants to do a bunch of things haven't been done before and people love/hate/call him crazy for it. I'm not a system designer, so from a game mechanics perspective I cannot tell you why there is insurance (a sink for in-game currency could be one of them), but if you're interested in finding out more on why there is perma-death in the game at all, you can read about it here:
https://robertsspaceindustries.com/comm-link/engi…h-Of-A-Spaceman
Insurance FAQ: https://robertsspaceindustries.com/comm-link/tran…-FAQ-And-Update